Associate or Senior Banker

Credit risk assessment with conclusion preparation for credit committee:
	risk analysis and mitigation factors
	risk of the project
	business risk
	financial risk
	risk of collateral
Experienced trainer and facilitator.

Granting credits by the EBRD program (Small/Micro Loans) and by the program of German government  "TRANSFORM" (German-Ukrainian Found).
	Face-to-face dealing with potential clients: providing them with information concerned lending procedure; 
	making economic analyses and analyses of potential borrowers’ financial statement;
	evaluation of Collateral;
	drawing up client’s files, preparation of clients’ resumes for Credit Committee; 
	concluding Credit and Collateral Agreements, 
	controlling correctness of borrowers’ re-payments;
	control of branch’s credit activity;
	teaching  trainees 

	Service of credit line of German government for supporting  Ukrainian small Businesses in GUF’s (German-Ukrainian Found) department of the JS Bank AGIO